5+ Unit Apartment Building Loans in Tampa, Florida

Fast, flexible funding for multifamily investors. Serving Tampa since 1998.

Get Pre-Approved in 30 Minutes

Hard Money Loans for 5+ Unit Properties

We specialize in hard money loans for 5+ unit apartment buildings across Tampa and surrounding areas. Whether you’re acquiring a stabilized asset, refinancing to unlock equity, or repositioning a value-add deal, our program delivers speed, flexibility, and certainty.

  • No income documentation required
  • No DSCR calculations
  • Full appraisal required
  • Must be 80% occupied
  • 30-year term available
  • Closings in 2–3 weeks

Eligible Property Types in Tampa

  • Garden-style and mid-rise buildings
  • Walk-up apartments
  • Mixed-use properties with 5+ residential units
  • Stabilized or value-add multifamily assets

Whether you’re investing in Ybor City, Hyde Park, Seminole Heights, or the broader Hillsborough County area, we’ve got you covered.

Case Study: $1.2M Refinance in Tampa

An investor refinanced a stabilized 12-unit building near Downtown Tampa to unlock $400K in equity. Closed in 14 days with no income docs, no DSCR, and a full appraisal.

Frequently Asked Questions

Do you lend on 5+ unit buildings in Tampa?

Yes, we fund multifamily properties throughout Tampa, including Ybor City, Hyde Park, and Seminole Heights.

Can I get approved with no income verification?

Absolutely. Our asset-based program does not require income documentation or credit scores.

How fast can I close?

Most deals close in 2–3 weeks after appraisal. Pre-approvals are issued within 30 minutes.

Are mixed-use buildings eligible?

Yes, as long as they include 5+ residential units and meet occupancy requirements.

Ready to Get Funded in Tampa?

Submit your deal and get pre-approved in 30 minutes. No credit score or income docs required.

Apply Now