5+ Unit Apartment Building Loans in Houston, Texas
Fast, flexible funding for multifamily investors. Serving Houston since 1998.
Hard Money Loans for 5+ Unit Properties
We specialize in hard money loans for 5+ unit apartment buildings across Houston and surrounding areas. Whether you’re acquiring a stabilized asset, refinancing to unlock equity, or repositioning a value-add deal, our program delivers speed, flexibility, and certainty.
- No income documentation required
- No DSCR calculations
- Full appraisal required
- Must be 80% occupied
- 30-year term available
- Closings in 2–3 weeks
Eligible Property Types in Houston
- Garden-style and mid-rise buildings
- Walk-up apartments
- Mixed-use properties with 5+ residential units
- Stabilized or value-add multifamily assets
Whether you’re investing in Montrose, Midtown, The Heights, or the broader Houston metro area, we’ve got you covered.
Case Study: $1.3M Refinance in Houston
An investor refinanced a stabilized 13-unit building near Midtown Houston to unlock $450K in equity. Closed in 12 days with no income docs, no DSCR, and a full appraisal.
Frequently Asked Questions
Do you lend on 5+ unit buildings in Houston?
Yes, we fund multifamily properties throughout Houston, including Montrose, Midtown, and The Heights.
Can I get approved with no income verification?
Absolutely. Our asset-based program does not require income documentation or credit scores.
How fast can I close?
Most deals close in 2–3 weeks after appraisal. Pre-approvals are issued within 30 minutes.
Are mixed-use buildings eligible?
Yes, as long as they include 5+ residential units and meet occupancy requirements.
Ready to Get Funded in Houston?
Submit your deal and get pre-approved in 30 minutes. No credit score or income docs required.