5+ Unit Apartment Building Loans – Metro Area Hard Money Programs

We specialize in hard money loans for 5+ unit apartment buildings in high-demand metro areas across the U.S. Whether you’re acquiring, refinancing, or unlocking equity, our program delivers fast approvals without income docs or DSCR requirements. Every deal requires a full appraisal, and most closings happen in 2–3 weeks.

Apply Now

Why Metro Investors Choose Our Program

• No income documentation required
• No DSCR underwriting
• Must be 80% occupied
• Full appraisal required
• 30-year term available
• Fast closings—typically 2–3 weeks

View Full Program Details

Explore Metro-Specific Loan Programs

We fund deals in major metro areas nationwide. Choose your city below to see localized lending options, neighborhood coverage, and approval guidelines:

• Atlanta
• Miami
• Orlando
• Tampa
• Chicago
• Dallas
• Houston
• Austin
• New York City
• Newark
• Philadelphia
• Charlotte
• Boston
• Washington DC
• Baltimore
• Detroit
• Indianapolis
• St. Louis

Related Loan Programs

Need funding after bankruptcy? Explore our Real Estate Loans After Bankruptcy.

Can’t show income? Our No Income Doc Loans are built for self-employed investors.

Have recent mortgage lates? Visit our Mortgage Lates Real Estate Loans page for flexible options.

Looking for equity-based approvals? Check out our Equity-Based Real Estate Loans.