5+ Unit Apartment Building Loans – Metro Area Hard Money Programs
We specialize in hard money loans for 5+ unit apartment buildings in high-demand metro areas across the U.S. Whether you’re acquiring, refinancing, or unlocking equity, our program delivers fast approvals without income docs or DSCR requirements. Every deal requires a full appraisal, and most closings happen in 2–3 weeks.
Why Metro Investors Choose Our Program
- No income documentation required
- No DSCR underwriting
- Must be 80% occupied
- Full appraisal required
- 30-year term available
- Fast closings—typically 2–3 weeks
Explore Metro-Specific Loan Programs
We fund deals in major metro areas nationwide. Choose your city below to see localized lending options, neighborhood coverage, and approval guidelines:
- Atlanta
- Miami
- Orlando
- Tampa
- Chicago
- Dallas
- Houston
- Austin
- New York City
- Newark
- Philadelphia
- Charlotte
- Boston
- Washington DC
- Baltimore
- Detroit
- Indianapolis
- St. Louis
Related Loan Programs
Need funding after bankruptcy? Explore our Real Estate Loans After Bankruptcy.
Can’t show income? Our No Income Doc Loans are built for self-employed investors.
Have recent mortgage lates? Visit our Mortgage Lates Real Estate Loans page for flexible options.
Looking for equity-based approvals? Check out our Equity-Based Real Estate Loans.