Hard Money Lenders Savannah GA
Savannah Private Lending Authority
HardMoneyMan.com LLC provides direct private lending for Savannah real estate investors seeking fix & flip financing, DSCR rental loans, construction loans, commercial financing, and asset-based lending. We lend throughout Savannah, Chatham County, and Coastal Georgia.
Savannah Investment Property Loan Programs
Financing solutions for Savannah real estate investors, builders, landlords, and commercial property owners.
Fix & Flip Loans
Up to 90% purchase and 100% rehab financing for qualified Savannah real estate investors acquiring and renovating residential investment properties.
Learn More →Asset-Based Hard Money Loans
Up to 50% LTV financing for turnkey investment properties, commercial real estate, multifamily assets, mixed-use properties, and equity-rich investment opportunities.
Learn More →Construction Loans
Ground-up construction financing for Savannah builders developing spec homes and residential investment projects.
Learn More →Commercial Hard Money Loans
Financing for retail, office, warehouse, multifamily, mixed-use, and investment-grade commercial properties throughout Savannah and Coastal Georgia.
Learn More →Savannah DSCR Rental Property Loans
DSCR loans allow Savannah investors to qualify using rental property cash flow rather than personal income. These 30-year rental loans are designed for buy-and-hold investors acquiring or refinancing income-producing residential investment properties.
Required Minimum FICO
Purchase & Refinance
Long-Term Financing
Investment Properties
Savannah Hard Money Loan FAQs
Answers to common questions about hard money loans, fix and flip financing, DSCR loans, construction loans, and asset-based lending in Savannah, Georgia.
What types of hard money loans are available in Savannah GA?
We offer fix and flip loans, asset-based hard money loans, DSCR rental loans, commercial hard money loans, multifamily financing, and ground-up construction loans throughout Savannah and Coastal Georgia.
How quickly can hard money loans close in Savannah?
Most Savannah hard money loans close in approximately 7 to 14 days depending on the loan program, property type, appraisal requirements, and borrower responsiveness.
What credit score is required for Savannah fix and flip loans?
Most fix and flip programs require a minimum 680 middle credit score. Experienced investors may qualify for higher leverage while borrowers with a 740+ middle score may qualify for up to 90% purchase financing and 100% rehab financing.
Can first-time investors qualify for Savannah fix and flip financing?
Yes. Investors with no previous rehab experience may qualify with a 680+ middle credit score, although leverage and loan structure may differ from experienced investor programs.
What are the requirements for DSCR loans in Savannah?
DSCR loans require a minimum 660 middle credit score. Refinances paying off an existing mortgage typically require 3 months seasoning, while free-and-clear properties generally require 6 months seasoning.
Do you offer construction loans in Savannah GA?
Yes. Ground-up construction financing is available for qualified builders with a minimum 680 middle credit score and at least one completed new construction project within the previous 36 months.
What property types qualify for commercial hard money loans?
Commercial financing is available for multifamily properties, mixed-use buildings, retail centers, office properties, warehouses, self-storage facilities, and other investment real estate assets.
Do you offer asset-based hard money loans in Savannah?
Yes. Asset-based financing is available up to 50% loan-to-value for investment properties including commercial real estate, multifamily properties, mixed-use buildings, and turnkey rental properties.
Ready to Fund Your Next Savannah Deal?
Whether you're buying, fixing, building, or holding investment property in Savannah, we provide fast private lending solutions designed for real estate investors who need certainty and speed.
Serving Savannah, Chatham County, and Coastal Georgia Investors