Hard Money Lenders Augusta Georgia
Fix & Flip • DSCR Rental Loans • Construction Financing • Commercial Lending
Fix & Flip: 680+ mid FICO standard tier, 740+ high-FICO tier up to 90% purchase + 100% rehab for experienced investors.
DSCR Loans: 660+ mid FICO with seasoning requirements (3–6 months depending on payoff structure).
Construction Loans: 680+ mid FICO with prior completed build experience required.
Trusted Hard Money Lending in Augusta, Georgia
With over 28 years of lending experience and billions funded nationwide, we specialize in providing fast, reliable financing for real estate investors in Augusta. Our underwriting focuses on asset value, investor experience, and exit strategy—not traditional banking delays.
Augusta Investment Property Loan Programs
Augusta Hard Money Loan FAQs
What credit score is required for hard money loans in Augusta GA?
Most Augusta fix and flip loans require a 680+ middle credit score. Higher leverage options may be available for experienced investors or stronger deals.
How fast can I close a loan in Augusta Georgia?
Most Augusta hard money loans close within 7 to 14 days depending on property type, appraisal, and documentation readiness.
Do you require income verification?
No traditional income verification is required. Approval is based on property value, experience, and overall deal strength.
Do you offer DSCR loans in Augusta GA?
Yes, DSCR rental loans are available for 1–4 unit investment properties and are based on rental cash flow, not personal income.
Can I get financing for ground-up construction in Augusta?
Yes, we offer construction loans for qualified builders. A 680+ credit score and prior completed build experience are typically required.
Do you lend to first-time investors?
Yes, first-time investors can qualify, but loan-to-value and terms depend on credit, deal strength, and experience.
What property types qualify?
We finance 1–4 unit residential, fix and flip properties, rental properties, and select commercial assets in Augusta and surrounding areas.
Do you offer commercial loans in Augusta?
Yes, we provide bridge financing for retail, mixed-use, and commercial investment properties.
Ready to Fund Your Augusta Deal?
Get fast approval for fix & flip, DSCR, construction, or commercial loans in Augusta, GA. Close in as little as 7–14 days with direct private lending.
🚀 Get Funded Now