Asset Based Hard Money Loans in Philadelphia

Fast Closings for Philadelphia Real Estate Investors

From Brewerytown to Kensington, Philadelphia’s real estate market is full of opportunity—but traditional lenders often slow things down. Our asset based hard money loans eliminate the friction. We don’t ask for tax returns, paystubs, or credit scores. We fund based on equity. Our program is ideal for investors who need to close quickly and avoid the delays of conventional financing. We lend up to 50% of purchase price or as-is value, and every deal includes a full appraisal. Most closings happen in 2 weeks or less. No income verification. No credit score minimum. Just streamlined approvals and real capital—when you need it most.

Get Pre-Approved in 30 Minutes

No income docs. No credit score. Just fast, equity-based funding in Philadelphia.

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Or call us at 866-461-2695

Fast Closings for Philadelphia Real Estate Investors

From Brewerytown to Kensington, Philadelphia’s real estate market is full of opportunity—but traditional lenders often slow things down. Our asset based hard money loans eliminate the friction. We don’t ask for tax returns, paystubs, or credit scores. We fund based on equity. Our program is ideal for investors who need to close quickly and avoid the delays of conventional financing. We lend up to 50% of purchase price or as-is value, and every deal includes a full appraisal. Most closings happen in 2 weeks or less. No income verification. No credit score minimum. Just streamlined approvals and real capital—when you need it most.

Serving Investors Across Oklahoma County


Frequently Asked Questions

Do you lend on single-family rentals in OKC?
Yes. We fund 1–4 unit residential properties across Oklahoma City.
Can I qualify with low credit?
Yes. We do not require a minimum credit score or clean credit history.
Do you require income documentation?
No. Our program does not require tax returns or paystubs.
Do you fund commercial properties?
Yes. We lend on retail, office, mixed-use, and small commercial assets.
How fast can I close?
Most deals close in 2 weeks. Commercial deals may take up to 3 weeks.
Is a full appraisal required?
Yes. Every deal requires a full appraisal for valuation purposes.
Do you offer cash-out refinances?
Yes. We offer cash-out options up to 50% of as-is value.
Can I refinance a property I already own?
Yes. We offer refinance loans for properties with existing equity.
Do you lend in surrounding areas?
Yes. We fund deals in Edmond, Norman, and Moore as well.
Is this a rehab loan?
No. This is an asset-based loan—not designed for renovation funding.

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David Switzer profile picture
David Switzer
22 June 2026
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Ken, simply put, is the man. I was weary of using hard money on a deal that I thought would be easy to get a conventional loan for, but then 2 different banks backed out on me. But not before they dragged me along for weeks and even months asking for more and more docs, papers, calls, emails, forms, etc. I thought it was finally all sewn up and then the bank pulled out literally the day before the appraisal appointment. At this point I had less than a month to get an entire new purchase loan AND cash-out refinance (to pay for the new down payment), and I called Ken. I have never in any industry in my life seen someone as responsive and proactive as Ken is. Calls, emails, texts, he is there to help. This was a commercial deal so the appraisal part took longer than residential, but Ken's lending side was quicker than anything I've ever seen. I was beyond stressed about this deal but with Ken's help we finally closed. I am so grateful and I cannot recommend him enough.
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Cesar Felix profile picture
Cesar Felix
15 June 2026
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200% recommend Ken and his team. Always responsive, knowledgeable and he gets it done. Will use him again!
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Joe Slone profile picture
Joe Slone
17 November 2025
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My first time working with Ken and we closed four construction loans. It was a seamless process with excellent communication throughout.
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Tanya Judon-Winston profile picture
Tanya Judon-Winston
15 October 2025
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This is the first time I worked with Ken and it went well! The constant communication and updates definitely made me feel at ease.
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Michael Korik profile picture
Michael Korik
15 September 2025
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Great lender to work with. Always on top of things (even after hours). No last minute “changes.” Quick loan turnaround. Would definitely recommend.
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John F profile picture
John F
21 August 2024
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Ken has always been there every step of the way to get my loan closed. No matter what time of the day I called, he was there. I would definitely recommend him, especially if other lenders have already said no. He’ll get it done!
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Mike Stallings profile picture
Mike Stallings
24 May 2024
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Stellar communication. Unbelievably quick and easy process.
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David Ali profile picture
David Ali
23 May 2024
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Ken is a valuable partner in business no nonsense type whom some would call abrasive but I appreciate because he has always been straight forward rates may be a bit higher but he can close. He is my go to lender whenever I need to close a deal.
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Amadou Diallo profile picture
Amadou Diallo
16 May 2024
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The best hard money man in the universe! Fast, prompt, efficient, organized! Will get the deal done if it makes sense!
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Frankies Beverage profile picture
Frankies Beverage
15 May 2024
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Ken always goes above and beyond to help out lenders Will continue to work with him