Asset Based Hard Money Loans in Oklahoma City

Oklahoma City investors need speed, flexibility, and certainty—and our asset based hard money program delivers all three. We fund based on property equity, not borrower income or credit. Whether you’re flipping a rental in The Village, refinancing a mixed-use building in Midtown, or unlocking equity from a commercial space in Bricktown, we move fast. No income docs. No credit score minimum. No DSCR requirement. Our loans cover single-family rentals, multifamily buildings, mixed-use assets, and commercial properties across Oklahoma County. Apply online, get pre-approved in 30 minutes, and close in as little as 2 weeks. With over 26,000 loans funded nationwide, we understand the urgency behind every deal. If your property has value, we’ll help you leverage it—no matter your credit score or income situation.

Flexible Real Estate Loans for Oklahoma City Investors

From Edmond to Norman, Oklahoma City’s real estate market is full of opportunity—but traditional financing can be slow and restrictive. Our asset based hard money loans eliminate those barriers. We don’t ask for tax returns, paystubs, or credit scores. We fund based on equity. Our program is ideal for investors who need to close quickly and avoid the delays of conventional financing. We lend up to 50% of purchase price or as-is value, and every deal includes a full appraisal. Most closings happen in 2 weeks or less. No income verification. No credit score minimum. Just streamlined approvals and real capital—when you need it most.

Serving Investors Across Oklahoma County


Frequently Asked Questions

Do you lend on single-family rentals in OKC?
Yes. We fund 1–4 unit residential properties across Oklahoma City.
Can I qualify with low credit?
Yes. We do not require a minimum credit score or clean credit history.
Do you require income documentation?
No. Our program does not require tax returns or paystubs.
Do you fund commercial properties?
Yes. We lend on retail, office, mixed-use, and small commercial assets.
How fast can I close?
Most deals close in 2 weeks. Commercial deals may take up to 3 weeks.
Is a full appraisal required?
Yes. Every deal requires a full appraisal for valuation purposes.
Do you offer cash-out refinances?
Yes. We offer cash-out options up to 50% of as-is value.
Can I refinance a property I already own?
Yes. We offer refinance loans for properties with existing equity.
Do you lend in surrounding areas?
Yes. We fund deals in Edmond, Norman, and Moore as well.
Is this a rehab loan?
No. This is an asset-based loan—not designed for renovation funding.