30 Year Private Money is here!
Rehab to Rental Program / 30 year program
This program has been designed for those investors looking for a 30 year product to hold their investment properties long term without going to a bank. This is the perfect loan for landlords. If you are looking for blanket loans, look no further!
- Rehab to Rental – use our ARV loan product and then roll your loan into this program as a long term hold
- Purchase money up to 75% of purchase for turnkey properties that you want to hold long term
- Cash out on investment properties up to 75% and hold the property long term
This is unlike any other soft money program on the market today. Closing times in as little as 20 days, credit scores from 630 and up and loan amounts from 45k and up and a 30 year fixed rate makes this program ideal for investors.
30 year Fixed Landlord Loans are available in the following states:
AL, CA, CO, CT, DC, DE, FL, GA, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NH, NJ, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WV, WI, WY
- NO SEASONING REQUIREMENTS – we will lend 80% of what you paid and 80% of the rehab you put into the prop if owned under 12 months
- Purchase money, Cash out and rate/term refinances
- Loan to values up to 75% (10% reduction for vacant properties)
- Rates from 8%
- Mid credit scores 680+
- Closing times 20-25 days
- Loan term 30 years
- Fixed rate
- Eligible property types 1-4 unit residential investment and condos
- Blanket/Portfolio loans available
- Stated income (Loan qualified off of the property debt service, not your personal income)
- Non-recourse available for IRA’s
- Foreign nationals eligible (to 70% loan to value max)
- All properties must be worth 60k or better (purchase price 60k or better) minimum 45k loan per property
Submit your application below and we will get right back to you